Kaya Biz

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paying for streaming services

Kaya Biz

How much are South Africans paying for streaming services?

By: Natasha Archary Image: Adobe Stock Ashley Saffy, Business Development Head at FNB Card joins Gugulethu Mfuphi on Kaya Biz to share insight into how much South Africans are paying for streaming services. A year ago South Africans were forking out R119 million a month on streaming services which include Apple iTunes, Spotify, Google Music, Amazon Prime, Netflix, Showmax, YouTube, Disney + and Deezer. This amount has increased significantly since […]


South Africans afford new cars

Kaya Biz

Can South Africans afford new cars?

By: Natasha Archary Image: Adobe Stock Mikel Mabasa, CEO of The National Association of Automobile Manufacturers of South Africa joins Gugulethu Mfuphi on Kaya Biz, answering the question, "Can South Africans afford new cars?" With the cost of living crisis gripping the world, South African are also finding it difficult to keep their heads above water and stay financially afloat. Mikel shares that new car sales in the country took […]


Kaya Biz

FRA calls for naming and shaming of blended diesel offenders

Dohne Damons In the wake of a government investigation into the alleged blending of diesel with paraffin, the Fuel Retailers' Association (FRA) has urged for the identification and public exposure of those involved in this illicit practice. The FRA contends that without a naming and shaming initiative, offenders are unlikely to cease their activities. A probe, initiated by the Department of Mineral Resources and Energy (DMRE), recently uncovered a concerning […]


Kaya Biz

Stokvels thrive as South African youth redefine financial goals

FNB's Cash Investments Growth Specialist, Cebile Magongo, shares remarkable insights into the resilience and creativity displayed by South African stokvel savers. Magongo shares that Stokvel net deposits have seen a substantial increase of 42%. Since November 2019, FNB Stokvel customers have consistently raised their savings through Stokvels, surpassing the noteworthy R8.3 billion mark in total member contributions. This growth stands as a testament to the financial tenacity of Stokvel members […]


Kaya Biz

Why South African doctors prefer private hospitals

Dohne Damons Dr. Mvuyisi Mzukwa, Chairperson of the South African Medical Association (SAMA), shared insight into the complex reasons that may be driving doctors away from the public sector to the allure of the private sector. The podcast not only reveals the stark realities of this significant shift but also delves into the systemic challenges within the healthcare landscape. Dr. Mzukwa shares that government's financial constraints hinder the absorption of […]


gas line explosion

Kaya Biz

Joburg responds to R196 million Bree Street construction cost.

Dohne Damons Image: Supplied The estimated reconstruction cost of Bree Street, following a gas explosion in July last year, stands at approximately R196 million. However, this cost may see an increase during the initial stages of construction. In a recent interview, Gugulethu Mfuphi discussed the situation with Nthatisi Modingoane, the City of Joburg spokesperson. Modingoane shed light on the processes that led to the cost estimation and outlined the city's […]


Kaya Biz

Career’s Corner: Is private school worth the investment

Dohne Damons This week's Career's Corner podcast asks the question "Why does investing in your child's education matter?" Gugulethu Mfuphi and the Head of TDI at Kyalami Schools Group, Xolani Majola talk about the complexities of education in South Africa. They discuss one question many parents often ask, "is private education better than public education?" Majola says that to answer this question you have to understand the structure of education. […]


financial infidelity

Kaya Biz

Financial infidelity can affect your relationship

By: Natasha Archary Image: Adobe Stock The main source of conflict between many couples is money, which is also the second most common reason for divorce, the first being infidelity. Eunice Sibiya, Educator & Coach on Personal Financial Management joins Gugulethu Mfuphi on Kaya Biz to discuss how financial infidelity can affect relationships. In a 2021 survey into the prevalence and reasons for financial infidelity, of those partners who […]


electioneering ruckus

Kaya Biz

Let the electioneering ruckus begin

By: Natasha Archary Image: Adobe Stock Peter Attard Montalto, Managing Director at Krutham joins Gugulethu Mfuphi on Kaya Biz to talk about the electioneering ruckus which is about to begin in South Africa. With the general elections taking place this year, we have about 5-months of political party rallying, back-and-forth commentary between candidates, and non-stop criticism of current leadership. This will be followed by another month of the groundhog day […]


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Privacy Policy


POPIA ActTo promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.


  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;


  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;


  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1Part A of Chapter 5section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: The browser software used; IP address; Date and time of activities while visiting the website; URLs of internal pages visited; and referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]