Kaya Biz

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South Africans delaying marriage

Kaya Biz

South Africans delaying marriage because of uncertain job market

By: Natasha Archary Image: Adobe Stock South Africans are delaying marriage - sometimes indefinitely - because of the uncertain job market. Andrew Fulton, Director at Eighty20 joins Gugulethu Mfuphi on Kaya Biz to shares the recent trends from the Census 2022 Population Count. The Census report which was released in October 2023, counted 62 027 503 people across 17.8 million households and shows a change in household dynamics, marriage behaviour, […]


food basket increases

Kaya Biz

South Africa’s food basket cost increases 11.5%

By: Natasha Archary Image: Adobe Stock Thabile Nkunjana, Senior Economist at the Trade Research Unit joins Gugulethu Mfuphi on Kaya Biz to talk about the average South African food basket increasing to 11.5%. The year-on-year increase in the food prices is much higher than the cost of inflation in the country, and Thabile says a number of factors have contributed to this. "When you compare the cost of food on […]


deceased estate of my spouse

Kaya Biz

How to wind up deceased estate of my spouse

By: Natasha Archary Image: Adobe Stock Gavin Mkhabela, a Property Investment Strategist joins Gugulethu Mfuphi on Kaya Biz to talk through the steps one has to take to wind up the deceased estate of a spouse. The process can be complicated and may take time depending on a number of factors including, whether your spouse had a will or not, if you were married in community of property or had […]


financially prepare for retrenchments

Kaya Biz

How to financially prepare for retrenchments

By: Natasha Archary Image: Adobe Stock After recent job losses in the mining sector were highlighted in the news, Gugulethu Mfuphi roped in Managing Director at Molatudi Attorneys, Osbourne Molatudi an employment and labour law expert to share how you can financially prepare for retrenchments. The hard truth is that thousands of South Africans are facing Section 189 restructuring processes due to loadshedding which has affected several businesses financially, leading […]


hybrid working

Kaya Biz

Hybrid working: being office bound doesn’t increase productivity

By: Natasha Archary Image: Adobe Stock Brandon de Kock, BrandMapp’s Director of Storytelling joins Gugulethu Mfuphi on Kaya Biz to talk about hybrid working and why many companies still adopt the work-from-home experience. Flexible working conditions mean managing your workday mostly online and the question many employers ask is if working remotely is more productive. The perks of working remotely during the pandemic included online meetings which you could attend […]


8 million South Africans unemployed

Kaya Biz

Nearly 8 million South Africans are unemployed

By: Natasha Archary Image: Adobe Stock Nearly 8 million South Africans are unemployed, with the unemployment rate in the country increasing to 32.1% int he 4th quarter of 2023. The latest unemployment rate was released by Stats SA on Tuesday, 20 February indicating that the number of employed people decreased by 22 000 to 16.7 million compared to the third quarter of 2023. There were 46 000 more people who […]


55% of hijackings occur in Gauteng

Kaya Biz

55% of hijackings occur in Gauteng

By: Natasha Archary Image: Adobe Stock Around 55% of all nationwide hijackings occur in Gauteng, owing to higher vehicle volumes in the province. Gauteng is also still the province that experiences the highest volume of vehicle crime at 61% of total vehicle crime incidents, followed by KwaZulu-Natal (KZN) at 14% and the Western Cape at 09%. The Tracker Vehicle Crime Index aggregates information from Tracker's more than 1.1 million subscriptions, […]


Sandile Zungu

Kaya Biz

In conversation with influential businessman Sandile Zungu

By: Natasha Archary Image: amazulu_fc / Instagram Influential businessman, Sandile Zungu joins Gugulethu Mfuphi on Kaya Biz talking about the milestone 21-years that one of his businesses, Zungu Investments Co just reached. The Founder and Chairman has navigated the complex business landscape and inspired business empowerment for inclusive growth. As Chairman of the Black Business Council, Zungu has been a pivotal voice for Black Business in South Africa. Apart from […]


paying for streaming services

Kaya Biz

How much are South Africans paying for streaming services?

By: Natasha Archary Image: Adobe Stock Ashley Saffy, Business Development Head at FNB Card joins Gugulethu Mfuphi on Kaya Biz to share insight into how much South Africans are paying for streaming services. A year ago South Africans were forking out R119 million a month on streaming services which include Apple iTunes, Spotify, Google Music, Amazon Prime, Netflix, Showmax, YouTube, Disney + and Deezer. This amount has increased significantly since […]



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Privacy Policy


POPIA ActTo promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.


  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;


  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;


  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1Part A of Chapter 5section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: The browser software used; IP address; Date and time of activities while visiting the website; URLs of internal pages visited; and referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]