Kaya Biz

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R2.6bn in fraudulent claims

Kaya Biz

RAF prevents R2.6bn in fraudulent claims over past 3 years

By: Natasha Archary Image: Adobe Stock Road Accident Fund (RAF) spokesperson McIntosh Polela shares with Gugulethu Mfuphi on Kaya Biz that there has been great strides made to clamp down on fraudulent claims of over R2.6 billion over the past 3-years. Polela says they have introduced a number of mechanisms to ensure that those who defraud the fund are punished and this includes the fully automated system which allows the […]

today01/12/2023 68

Chapu Charted Accountants

Kaya Biz

Chapu Chartered Accountants is 100% black-owned

By: Natasha Archary Image: Supplied Chapu Chartered Accountants, a 100% black-owned business has since its inception in 2018 expanded its offices to five provinces, with sights set on further expansions. Founder and Managing Director, Rhangani Mbhalati joins Gugulethu Mfuphi on Kaya Biz sharing what a remarkable accomplishment it is to have more than 50 employees in Gauteng, Mpumalanga, Limpopo, North West and the Free State. "Looking back, when I was […]

today30/11/2023 63

10 000 jobs in mining

Kaya Biz

10 000 jobs in mining sector at risk

By: Natasha Archary Image: Adobe Stock The National Union of Mineworkers (NUM) says its shattered by the high level of possible job losses that may arise in the sector over the next few months. This after a report by BusinessLive estimating that 10 000 jobs in the mining sector are at risk of a Section 189 restructuring process. Luphert Chilwane, NUM spokesperson joins Gugulethu Mfuphi on Kaya Biz sharing that […]

today29/11/2023 59

VW not leaving SA

Kaya Biz

Correction! VW not leaving SA

By: Natasha Archary Image: Adobe Stock One of the biggest stories that made waves on social media over the weekend, after initially making the front page of the Business Times, is one that raises concerns over the future viability and investment of automobile manufacturer VW South Africa. This after CEO of Volkswagen (VW) Passenger Cars, Thomas Schaefer raised concerns about the operating environment in the country. Andile Dlamini, Head: Group […]

today28/11/2023 86 2

Kasi SME Summit

Kaya Biz

Standard Bank Kasi SME Summit with Kaya 959 was a phenomenal success

By: Natasha Archary The Standard Bank Kasi SME Summit with Kaya 959 was a phenomenal success, equipping entrepreneurs from across the province with strategies to take back and undertake a start-up for the business market. Masterclasses were put together with influential business experts who gave delegates insight into Business Compliane, Financing, Accessing Markets, and the Macro-Environmental factors impacting SMEs. Standard Bank Head of Enterprise Banking, Deenash Pillay set the pace, […]

today28/11/2023 68

popular purchases on Black Friday

Kaya Biz

Takealot shares most popular purchases on Black Friday

By: Natasha Archary Image: Adobe Stock Black Friday is a shopper's paradise as companies and brands mark down prices exorbitantly, internationally as well as locally. In South Africa, one online shopper already spent R600 000 the day before the official start of Black Friday 2023. This was confirmed by Ozow's payment platform, which tracked the Top 3 customers by amount spent and number of transactions. Joining Gugulethu Mfuphi on Kaya […]

today24/11/2023 173

two-pot retirement

Kaya Biz

Concerns raised over two-pot retirement implementation date

By: Natasha Archary Image: Adobe Stock Concerns have been raised over National Treasury's recommendation to delay the two-pot retirement implementation date, which was supposed to take effect from 01 March 2024. Natasha Hugget-Henchie, Principal Consultant at NMG Benefits joins Gugulethu Mfuphi on Kaya Biz to unpack the concerns. Under the new system, South Africans will be able to access upto one-third of their retirement funds before retirement through a "savings […]

today23/11/2023 61

die so another can live

Kaya Biz

To die so another can live – why insurers need to rethink the red tape

By: Natasha Archary Image: Adobe Stock To die so another can live comfortably, Berniece Hieckmann, Executive: Strategy, Business Transformation & Business Optimisation at Metropolitan joins Kaya Biz to discuss why insurers need to rethink the red tape. For most, funeral and life insurance is seen as a wealth creator within the South African context, and the culture of family members benefitting after the passing of a loved one by cashing […]

today22/11/2023 58

SA's biggest poultry producer

Kaya Biz

SA’s biggest poultry producer reports R1.6 billion loss due to electricity crisis and avian flu outbreak

By: Natasha Archary Image: Adobe Stock South Africa's biggest poultry producer Astral Foods reported a R1.6 billion loss for the first time in 23-years, due to the electricity crisis and the worst avian flu outbreak in years. CEO of Astral Foods Chris Schutte joins Kaya Biz to unpack the current operating environment and challenges that played a role in this significant loss. "The reality is that we had to cut […]

today21/11/2023 31

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Privacy Policy


POPIA ActTo promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.


  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;


  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;


  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1Part A of Chapter 5section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL www.kaya959.co.za or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: The browser software used; IP address; Date and time of activities while visiting the website; URLs of internal pages visited; and referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]