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Kaya Biz

Consumer inflation dropped to 5.3 percent in March

Zuko Komisa Image | Adobe Stock Consumer inflation dropped to 5.3 percent in March. According to Statistics South Africa (Stats SA), consumer inflation decreased slightly in March from 5.6% in February to 5.3%. This was announced on Wednesday. According Stats SA, South Africa's food inflation rate is currently "at a three-and-a-half-year low." “Education fees are surveyed once a year in March. Overall, education was 6.3% more expensive in 2024 than it […]


Thebe hopes to resolve

Kaya Biz

Thebe hopes to resolve stake valuation dispute before Shell exits SA

By: Natasha Archary Image: Adobe Stock Rapulane Mabelane, Chief Investment Officer (CIO) at Thebe Investment Corporation joins Gugulethu Mfuphi on Kaya Biz to discuss the alarming news earlier this month, that oil giant Shell could be pulling out of the country. On 05 May, Shell confirmed plans to exit South Africa following disputes with its local BEE partner, Thebe Investment Corporation. Shell has been in operation in South Africa for […]


insurance claims processes

Kaya Biz

Understanding insurance claims processes

By: Natasha Archary Image: Adobe Stock If you've never filed an insurance claim before, the process can seem daunting. Knowin what to do when the time comes and having access to certain documents can make the process a little bit easier. John Manyike, Head of Financial Education at Old Mutual joins Gugulethu Mfuphi on Kaya Biz to simplify the 4-step claims process from the moment you report your loss to […]


Michael Zahariev

Kaya Biz

The Business of Luxury with Michael Zahariev

By: Natasha Archary Co-founder and Managing Director of Luxity, Africa's largest luxury reseller joins Gugulethu Mfuphi for an in-depth conversation on The Business of Luxury. With internationally acclaimed brands such as Louis Vuitton, Chanel, Gucci and Rolex, Luxity is a fairly new business emerging in South Africa just 8-years ago. Starting as an exclusive online store, Luxity is now a fully-fledge retail store and is luxury shopper's haven for pre-owned […]


NHI will work

Kaya Biz

Breaking down how the NHI will work

By: Natasha Archary Image: Adobe Stock Breaking down how the National Health Insurance (NHI) will work, Dr Katlego Mothudi joins Gugulethu Mfuphi on Kaya Biz. With President Cyril Ramaphosa signing the NHI Bill into law on Wednesday, 15 May there has been public outcry from unions, the private healthcare sector and South Africans who fear the collapse of the healthcare system in the country. While Ramaphosa describes the bill as […]


Union believes NHI Bill

Kaya Biz

Union believes NHI Bill will leave healthcare sector worse off

By: Natasha Archary Image: Adobe Stock The South African Health Professionals Collaboration (SAHPC) believes signing the National Health Insurance (NHI) Bill into law this week will leave the healthcare sector worse off. KC Makhubele, Spokesperson for SAHPC joins Gugulethu Mfuphi on Kaya Biz sharing how the bill will limit and not improve the country's healthcare system. "We are in support of the universal health coverage that brings practical improvement to […]


primary reason people rent

Kaya Biz

Financial barriers the primary reason people rent

By: Natasha Archary Image: Adobe Stock Financial barriers are the primary reason more South Africans are opting to rent instead of buy their own homes. Waldo Marcus, Industry Principal at TPN credit Bureau joins Gugulethu Mfuphi on Kaya Biz to unpack why a majority of South Africans who rent are reluctant to purchase their own property. Sharing insight from the TPN Tenant Survey, Waldo says that affordability is the number […]


weekly grid update

Kaya Biz

Ramokgopa sheds light on the state of the grid ahead of the elections

By: Natasha Archary Image: Electricity Minister Kgosientsho Ramakgopa Minister of Electricity, Dr Kgosientsho Ramokgopa joins Gugulethu Mfuphi on Kaya Biz to shed light on the state of the national grid ahead of the upcoming elections. For the first time since the highest hours of loadshedding in 2023, South Africa has gone 40 days without rolling blackouts, which is according to Ramokgopa due to the implementation of the Energy Action Plan. […]


healthcare and education

Kaya Biz

South Africans cutting back on healthcare and education due to high cost of living

By: Natasha Archary Image: Adobe Stock South Africans are cutting back on healthcare and education in order to make it through to the end of the month, due to the high cost of living. Rodger George, Director: Consumer Industry Leader at Deloitte Africa joins Gugulethu Mfuphi on Kaya Biz to share insight into what South Africans are scaling back on. Across all income groups, healthcare and education incurs a smaller […]



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Privacy Policy


POPIA ActTo promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.


  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;


  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;


  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1Part A of Chapter 5section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: The browser software used; IP address; Date and time of activities while visiting the website; URLs of internal pages visited; and referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]