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Kaya Biz

Google announces five South African recipients in Black Business Fund

By Zuko Komisa Google is devoted to its entrepreneur-focused programs in Africa, and this time around, the Google for Start-up Black Founders Fund is a Black-focused initiative meant to assist entrepreneurs (BFF). According to reports, the web search engine announced on Tuesday that the second cohort of BFF would award a total of $4 million to 60 qualified Black-founded start-ups. The following start-ups were chosen in South Africa. Agrikool is an […]


Kaya Biz

Hippo vs OUTsurance: Court throws out bid to pull controversial ‘Katlego Maboe’ advert

By Zuko Komisa Insurance company Outsurance just lost a bid to get a new Hippo ad off from all platforms. The company dragged Hippo to court after Hippo aired a parody of Outsurance’s popular advertisement. According to OUTsurance, in the parody, Hippo was implying that their company “is overcharging customers”. A Pretoria High Court magistrate has however dismissed the case. The insurance company has also been ordered to pay for […]


Kaya Biz

How to spring clean your finances

By Zuko Komisa With the first month of spring being September, which is usually a time to purge, revive, and revitalize isn't it time to do the same with your finances? This new season serves as a helpful reminder to assess your budget and make goals to ensure the health of your money. The consumer finance website has provided some useful advice to help you with this procedure and […]


Kaya Biz

Shoprite’s Money Market account evolves into a fully-fledged bank account

By Zuko Komisa The first product of its sort offered by a South African supermarket, Shoprite's Money Market Account is now a full-fledged transactional bank account. Customers of Shoprite's Money Market account can now withdraw cash for a fixed R5 fee, making it the "lowest-cost bank account" in the country. Also Read: COJ Council Speaker Vasco da Gama voted out through a motion of no confidence Kaya Biz with Gugulethu Mfuphi […]


Kaya Biz

US retailer Walmart puts in a R6.4 billion offer to buy Massmart

By Zuko Komisa US Retail giant Walmart, which is currently a majority shareholder in Massmart, has proposed a R 6,4 billion deal to acquire the remaining shares of the SA-based retailer. Massmart owns stores such as Makro, Fruitspot, Builders, Cambridge, Dionwired, GAME, and Jumbo Cash and Carry. Massmart is a well-known and distinctive African retail and wholesale organization with 403 locations across 13 sub-Saharan nations. Also Read: #VoetsekMeghan trends after […]


Kaya Biz

These businesses have received the most consumer complaints in SA

By Zuko Komisa From poor service to unreliable products, there is a new report that shows companies that have received the most complaints in South Africa. In its annual report for the year ending in February 2022, the Consumer Goods and Services Ombud (CGSO) has listed the companies and services that have received the most complaints. The research reveals that just under 70% of consumer complaints come from the telecommunications […]


Kaya Biz

Nearly half of SA women are unemployed, according to Stats SA

By Zuko Komisa According to Stat SA, Black African women are the most vulnerable with an unemployment rate of 39,3% in Q2:2022. This is 3,8 percentage points higher than the national average for women at 35,5%. The Quarterly Labour Force Survey for the second quarter of 2022 was released on Tuesday morning by statistician-general Risenga Maluleke. Black African women are the most vulnerable with an #unemployment rate of 39,3% in […]


National Treasury

Kaya Biz

South African Rand at risk with Godongwana’s fate in the balance

By Zuko Komisa According to analysts, Finance Minister Enoch Godongwana, who’s battling allegations of sexual harassment may have to be forced to step down as this poses a new threat to the rand. Godongwana has said that claims of sexually harassing a masseuse were fabrications and extortion efforts. After his wife left the room to go shopping, a 23-year-old woman who accused Godongwana of sexually harassing her at a posh […]


Kaya Biz

Is the SA Reserve Bank protecting Ramaphosa? – Analysis on Phala Phala robbery

By Zuko Komisa Members of Parliament (MPs) are asking the South African Reserve Bank (Sarb) for information regarding its inquiry into the allegedly stolen US dollars from President Cyril Ramaphosa's Phala Phala game farm. The Standing Committee on Finance wanted an update from the nation's central bank on whether any exchange control policies may have been broken by Ramaphosa. Also Read: Why bottling things up is not good in a […]


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Privacy Policy


POPIA ActTo promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.


  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;


  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;


  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1Part A of Chapter 5section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: The browser software used; IP address; Date and time of activities while visiting the website; URLs of internal pages visited; and referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]