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Kaya Biz

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Kaya Biz

What you need to know about buying into a franchise

By Zuko Komisa What you need to know about buying into a franchise. A franchise is a kind of license that enables a franchisee to use the franchisor's brand name to sell goods and services by having access to the franchisor's secret business techniques, procedures, and trademarks. In South Africa, franchising has long been a well-liked path to entrepreneurship success, with over 800 franchise systems running over 48 000 shops […]

today13/02/2023

Allan Grey Podcast logo on Kaya 959

Kaya Biz

2023 Tax Tips for the Tax Season

Written by Dohne Damons Allan Gray and Kaya Biz share tax tips ahead of this year's tax season. Carla Rossouw who is the head of Tax at Allan Gray joins Kaya Biz to share practical tips for the tax season. Tax efficiency is a key aspect of a healthy financial plan. By making sure your tax affairs are in order, considering the tax implications of your investment decisions and maximising […]

today10/02/2023

Kaya Biz

Estate Living: Is it worth it or are we paying for status?

By Zuko Komisa Estate Living: Is it worth or are we paying for status? Making the right decision on the kind of property you wish to acquire requires a lot of consideration. There is no doubt that living in a gated estate does a fantastic job of projecting an image of a very specific lifestyle, one that many find very appealing. Many estates try to develop and provide an abundance […]

today07/02/2023

Kaya Biz

Open Distance Learning as an option for furthering your studies

By Zuko Komisa Open Distance Learning (ODeL) as an option for furthering your studies. ODeL is an alternative method of learning. You are physically separated from your university. This means that for the majority of us, our prior educational experiences did not adequately prepare us for the Unisa study adventure. Kaya Biz with Gugulethu Mfuphi spoke to PROF Moeketsi Letseka - Professor of Philosophy of Education AND the Unesco Chair […]

today07/02/2023

Kaya Biz

Have you had the “inheritance’’ talk with your kids?

By Zuko Komisa Have you had the “inheritance’’ talk with your kids? One of the most crucial things you will do as a parent is to have a money conversation with your children. It is preferable to have the money talk over time because it is never simple. What to inform kids about the family fortune will depend on the parenting style of the parent. Also Read: False Alarm! Mihlali […]

today06/02/2023

Kaya Biz

Are you the toxic co-worker at the office? Here is how to find out

By Zuko Komisa Are you the toxic co-worker at the office? Here are some of the questions you should ask yourself to find out. Toxic coworkers are constantly present in the office and it is always important to check in on your own toxicity from time to time. The office can be challenging to navigate and having to deal with a wide range of personalities is a task which can […]

today01/02/2023

Kaya Biz

Only 1 out of 3 adults in South Africa have matric

By Zuko Komisa Only a third of adults in South Africa have matric. With the release of the matric results in January, the full story about the country's education system continues to reveal varying layers of problems that need to be addressed. A matric certificate or its equivalent was estimated to be held by 32.5% of South African adults in 2020 by the Department of Higher Education and Training. Also […]

today01/02/2023

Mr Phala Phala

Kaya Biz

ANC’s Lekgotla resolves to declare the country’s energy crisis a National State of Disaster

By Zuko Konisa President Cyril Ramaphosa says the ANC's Lekgotla resolved to declare the country’s energy crisis a National State of Disaster. Ramaphosa said work was underway in the government to determine whether the conditions for the declaration of the state of disaster might be met when he spoke on the penultimate day of the ANC lekgotla on Monday. Listen to the analysis on Kaya Biz here: He added that […]

today31/01/2023

Kaya Biz

South Africans instructed to bury the dead within four days due to heat waves and load shedding

By Zuko Komisa South Africans have been instructed to bury the dead within four days due to heat waves and load shedding. In 2022, there were nearly 200 days of load shedding in South Africa. In 2023, there were load-shedding days every day, including six days of Stage 6. Kaya Biz with Gugulethu Mfuphi spoke to Vuyisile Mabindisa from the South African Funeral Practitioners Association’s (SAFPA) national secretary-general who spoke […]

today26/01/2023

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Privacy Policy

THIS PRIVACY STATEMENT FORMS PART OF KAYA 959’S TERMS OF USE POLICY. IF YOU DO NOT AGREE WITH ANY TERM OF THIS PRIVACY STATEMENT, YOU MUST CEASE YOUR ACCESS OF THIS WEBSITE IMMEDIATELY. 

POPIA ActTo promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.

RECOGNISING THAT—

  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;

AND BEARING IN MIND THAT—

  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;

AND IN ORDER TO—

  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1Part A of Chapter 5section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

 
1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL www.kaya959.co.za or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: 

4.2.2.1. The browser software used; 

4.2.2.2. IP address; 

4.2.2.3. Date and time of activities while visiting the website; 

4.2.2.4. URLs of internal pages visited; and 

4.2.2.5. referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]