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current financial situation

Kaya Biz

Only 17% of South Africans are satisfied with their current financial situation, report finds

By: Natasha Archary Image: Sincerely Media on Unsplash Only 17% of South Africans are satisfied with their current financial situation, the Sanlam Financial Confidence Index report finds. Sipho Mncwabe, Head of Adviser Transformation at Sanlam joins Gugulethu Mfuphi on Kaya Biz to share some of the key highlights from the survey. The research found that 81% of South Africans surveyed experience stress when managing their personal finances, only 35% of […]

today14/09/2023

Thomas on Kaya 959

Home Affairs records over 2000 fake marriages each year

Katlego Sekhu Image: Dept of Home Affairs The Department of Home Affairs has noticed a disturbing trend of arranged marriages between undocumented foreign nationals and South African women in exchange for money. According to Home Affairs Minister Aaron Motsoaledis, the department records over 2000 of these cases every year. To shed more light on this issue, immigration and refugee lawyer Ashraf Essop joined the conversation on 959 Breakfast. Essop emphasized […]

today14/09/2023

Feel Good

“I have a thing for falling for broke men” – Red flags or toxic traits you always overlook

Zuko Komisa Image |Photo by Eric Froehling on Unsplash "I have a thing for falling for broke men" - Red flags or toxic traits you always overlook. It's crucial to know how to spot red flags in a romantic relationship and you must comprehend what red flags look like and why they are dangerous before you can respond to them. Regrettably, some people begin to view warning signs as "part of the package" […]

today14/09/2023

"My boyfriend doesn't want to leave his sugar mama because she gives us money":

Best T in the City

“My boyfriend doesn’t want to leave his sugar mama because she gives us money”: The Blind Spot

Katlego Sekhu Photo by Tima Miroshnichenko: https://www.pexels.com/photo/grayscale-photo-of-woman-sitting-on-sofa-6461790/ A listener, who wishes to remain anonymous, faces a tough decision. She is torn between marrying her partner, who is involved with another woman for financial gain, or rejecting his marriage proposal. This man has all the qualities she desires in a partner, except for the fact that he has a sugar mama. Seeking guidance from The Best T in the City with […]

today14/09/2023

tracking your partner

Kaya Drive

It’s giving stalker! Would you resort to tracking your partner?

By: Natasha Archary Image: Ketut Subiyanto Pexels A voicenote from a listener sharing her dilemma with her partner was giving stalker tendencies, as he asked if she would download a tracking app so he could monitor her movements. The relationship, which is all but 7-months long, gave off several red flags, highlighting her partner's possessive nature and need to control her every move. While Thomas did raise the point of […]

today13/09/2023

"My mother wants my lobola to go to my stepdad": The Blind Spot

Best T in the City

“My mother wants my lobola to go to my stepdad”: The Blind Spot

Katlego Sekhu Photo by Yusuf Kayode: https://www.pexels.com/photo/black-and-white-photo-of-a-woman-using-a-laptop-11507606/ A listener who is getting married this December should be eagerly anticipating one of the most significant moments in her life. However, she finds herself torn between her mother's suggestion that her lobola money should go to her stepfather and her own belief that it should be given to her grandfather in honour of her late father. "I am happy because my boyfriend […]

today13/09/2023

first-time home owners

Kaya Biz

Average age of first-time home owners keeps going up

By: Natasha Archary Image: Cottonbro Studio Pexels The average age of first-time home owners keeps going up, according to Renier Kriek, Managing Director of Sentinel Homes. Joining Gugulethu Mfuphi on Kaya Biz, Kriek says 10-years ago the average age of first-time home buyers were within the 20 to 30 years age bracket. This has shifted over the years, and now, the majority of first-time property owners are between the ages […]

today13/09/2023

Andre de Ruyter

Point Of View

Andre De Ruyter may face legal action over “unauthorized” Eskom probe

Zuko Komisa Andre De Ruyter may face legal action over "unauthorized" Eskom probe. Advocate Lekgoa Mothibi, head of the Special Investigating Unit (SIU), told the Standing Committee on Public Accounts (Scopa) that Eskom did not "authorize" the intelligence report into former CEO André de Ruyter's malfeasance. Point of View with Phemelo Motene spoke to legal expert, Mpumelelo Zikalala who gave an analysis following the SIU’s presentation in Parliament. Listen to […]

today13/09/2023

Dealbreakers

Feel Good

I Won’t Date You If… Your no-love-lost dealbreakers

In the world of modern dating, finding the right partner can be a challenging endeavor. Compatibility isn't just about sharing common interests or physical attraction; it also hinges on whether you and your partner align on certain key values and beliefs. In the podcast episode titled "I Won't Date You If We Don't Agree On…" Kaya 959's Feel Good, host Andy Maqondwana delves into the intriguing world of dealbreakers in […]

today12/09/2023

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Privacy Policy

THIS PRIVACY STATEMENT FORMS PART OF KAYA 959’S TERMS OF USE POLICY. IF YOU DO NOT AGREE WITH ANY TERM OF THIS PRIVACY STATEMENT, YOU MUST CEASE YOUR ACCESS OF THIS WEBSITE IMMEDIATELY. 

POPIA ActTo promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.

RECOGNISING THAT—

  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;

AND BEARING IN MIND THAT—

  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;

AND IN ORDER TO—

  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1Part A of Chapter 5section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

 
1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL www.kaya959.co.za or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: 

4.2.2.1. The browser software used; 

4.2.2.2. IP address; 

4.2.2.3. Date and time of activities while visiting the website; 

4.2.2.4. URLs of internal pages visited; and 

4.2.2.5. referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]