Thomas and Skhumba

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your savings goals

Kaya Drive

Are you reaching your savings goals?

By: Natasha Archary Image: Adobe Stock We're two months into 2024 and after surviving "Janu-worry", the real question is how are your savings plans going? The more important question is, do you have enough saved up for December 2024, or are you banking on receiving a bonus at the end of the year? If there's one thing Thomas and Skhumba have learnt over the years, it's to always be prepared […]


nothing says weekend like

Kaya Drive

Nothing says weekend quite like…?

By: Natasha Archary Image: Adobe Stock Nothing says weekend quite like a lazy morning in bed, with a fresh brewed cup of coffee in your hand, and not a care in the world. Weekends are for chilling with friends and family, who are otherwise deprived of your time throughout a busy work week. There's little else that compares to that feeling of relaxation that a weekend brings, and whether you […]


just 5 more minutes

Kaya Drive

Just 5 more minutes! South Africans wake up earlier than rest of the world

By: Natasha Archary  Image: Adobe Stock Not only do South Africans clock fewer hours of sleep, we're also the first to wake up in the world. Data from Sleep Cycle, a sleep tracking app shows that South Africans on average have a poor sleeping pattern. On average SA wakes up at 06h24, compared to Sweden where people get up at 07h21. In 2022, data was compiled based on 941,329 men […]


living near family

Kaya Drive

Pros and cons of living near family

By: Natasha Archary Image: Adobe Stock Whether you're close to your family like Sizwe Dhlomo is or you can only tolerate your relatives in small doses, there are pros and cons to living near family. While social media and technology have made it easier to connect with family and loved ones, it's not a substitute for time spent with family.  For many, having family close by means a close relationship […]


ready to go cashless

Kaya Drive

Is SA ready to go cashless?

By: Natasha Archary Image: Adobe Stock After Woolworths shared over the weekend that it's making a switch at its café to no longer accept cash from 16 January, social media users were up in arms about the change. Many took the move negatively, saying they would no longer be supporting the retailer because they will not be controlled and forced to comply with rules. Others shared their experiences with having their […]


you've been scammed

Kaya Drive

What to do if you’ve been scammed

By: Natasha Archary Image: Adobe Stock Scams are becoming more sophisticated, to target a diverse group of people, many of whom fall victim to their traps. From being contacted about an unclaimed inheritance to winning millions by clicking a link, scammers are out to get us, and it's important to have your guard up and know what to do if you've been scammed. If you've been victim to a scam […]


cost to be happy as a South African

Kaya Drive

How much does it cost to be happy as a South African?

By: Natasha Archary Image: Adobe Stock Are South Africans happy? If happiness could be equated to an amount reflecting in one's bank account, would that be an indicator to how happy we are as a country? In the pursuit of happiness, Thomas and Skhumba asked listeners whether they were truly happy this year, and if so, what was their happiness rated at in percentage? With the cost of living, loadshedding, […]


out of office

Kaya Drive

Out Of Office: Tips to keep your automated replies professional

By: Natasha Archary Image: Adobe Stock Before you send your colleagues an Out Of Office (OOO) response that may trigger them with FOMO (fear of missing out), it's important to remember that although you are away from the office, you should still maintain your professionalism. As tempting as it may be to tell your co-workers to not disturb you whilst you are on leave, it's better if you keep your […]


personal public holiday

Kaya Drive

If you could declare a personal public holiday, what would you need a day off for?

By: Natasha Archary Image: Adobe Stock Thanks to the Springboks winning the Rugby World Cup 2023, South Africans will enjoy a public holiday on 15 December. This after President Cyril Ramaphosa promised a public holiday should the Boks bring home the trophy. Declaring a public holiday is a process which needs to take into consideration employees and employers, providing sufficient notice to allow for necessary arrangements, such as addressing potential […]


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Privacy Policy


POPIA ActTo promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.


  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;


  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;


  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1Part A of Chapter 5section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: The browser software used; IP address; Date and time of activities while visiting the website; URLs of internal pages visited; and referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]