Scams are becoming more sophisticated, targeted to everyone and many people fall victim to them. From being contacted about an unclaimed inheritance to winning millions of money, scammers are out to get us. Being scammed can be very upsetting, but don’t feel embarrassed or ashamed – you have been the victim of a crime, and it’s essential to report it and get the help you need.
The breakfast team asked listeners if they have been scammed, and a lot of the listeners have been scammed. One listener says that she was scammed while on holiday in Thailand.
Stop your Credit
Freezing your credit facility ensures that no one can view your credit report, including creditors unless you lift the freeze using a personal identification number (PIN) provided to you. Your scammers will not have access to your credit.
Place Fraud Alert on your account
Consider placing a Fraud Alert on your credit reports. There are two types of fraud alerts you can place on your information after discovering that you’ve been scammed: an initial fraud alert and an extended fraud alert.
Check your credit
Cancel your cards. When you take this step, your information will become less valuable to the scammer. If they steal a credit card number, cancelling the card will immediately stop them from being able to use it.
Report it to the police
Check with your local police department to see if you can file a report online or if you need to submit a paper report in person.
Contact your bank
If the scam involved your credit card information or login credentials for your financial accounts, contact your banks and credit card companies immediately to cancel your cards and receive new ones.
Share with us if you have been scammed on @kayafm95dot9