By Nomali Cele
“Baecations” are the order of the day. It’s not just about the wanderlust and travel wish list; every other season, there’s a new IT spot to be photographed in with your favourite person. So on top of the places you want to see before you leave this earth, there are also the places everyone is shouting that you MUST see before they go out of style in two years. There’s so much of the world to see and not nearly enough time or funds.
Travel is another area of your life that isn’t immune to outside influence and FOMO. But travelling with your significant other, which has always been a sought after experience – even before people were “doing it for the Vine” – and it doesn’t have to bankrupt either of you. The best part is that, with great planning and a travel savings account, you can make your next trip with your partner easier on both your bank accounts.
These are the benefits of having a travel savings account for your next “baecation”
1. You both contribute
Money can be a touchy subject in romantic relationships. After a while, who pays can end up being a weighty issue for you and your partner if unaddressed. If you decide to create a travel savings account for your next trip, you can work out the exact amount you need to the last cent and both contribute to savings.
This way, your next trip isn’t just one person’s burden but something you’ve both contributed towards.
2. A travel savings account will mean budgeting
Be strict with yourselves as you budget your savings. Write down all the expenses you foresee for the trip; everything from flights and accommodation to meals and excursions must be budgeted for.
Failing to plan at this stage might end up rendering your savings plan useless in the end if unbudgeted for costs keep cropping up. Do your due diligence at the very beginning to ensure you aren’t stressed or disappointed when it’s time to enjoy your trip.
READ: Money Lessons From Entrepreneur Kevin Naidoo
3. You can create an emergency fund
You know when you are ready to have the best trip of your life and something goes wrong? That can lead to extra costs. So while you put money in your travel savings account, add a line item that’s for emergencies. You have to keep in mind the kinds of potential emergencies for which you want to be prepared. Adding an emergency travel fund to your travel savings account or investing in travel insurance will give you peace of mind not to mention the wonders it does for your pocket.
Where are you and your partner going next and have you started a travel savings account for the big trips? Tweet us using #KayaOnline to share your thoughts.
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