34 Results / Page 1 of 4


Inside Your Pocket: What to consider before taking loans in the new year

Zuko Komisa Image | Adobe Stock What to consider before taking loans in the new year. With all the financial demands this time of the year has, many South Africans are considering taking up loans to cushion the blow. To start the New Year in excellent financial health, financial experts have advised that consumers need to be mindful of some of the typical financial blunders. The National Credit Regulator (NCR) […]



New beginnings: Important areas to set goals in this year

Zuko Komisa Image | Adobe Stock It's a new year and you need to start prioritizing important areas of your life and set goals for them this year. The reality is it's never too late to start planning your perfect, bright tomorrow. With all that said here are some essential areas in your life that need your undivided attention in 2024. Let's start with your health This is the most […]


spend money wisely

Kaya Drive

Spend money wisely this festive season

By: Natasha Archary Image: Adobe Stock It's quarter-to-festive season, and this means that most people have started their Christmas shopping and spending money entertaining family and friends at home. Whether you're hosting people for lunches or dinners, planning activities and outings with your kids, or going out, each swipe of your card adds up, and if you don't track your festive spending, come January, you may find yourself stuck eating […]


current financial situation

Kaya Biz

Only 17% of South Africans are satisfied with their current financial situation, report finds

By: Natasha Archary Image: Sincerely Media on Unsplash Only 17% of South Africans are satisfied with their current financial situation, the Sanlam Financial Confidence Index report finds. Sipho Mncwabe, Head of Adviser Transformation at Sanlam joins Gugulethu Mfuphi on Kaya Biz to share some of the key highlights from the survey. The research found that 81% of South Africans surveyed experience stress when managing their personal finances, only 35% of […]


Kaya Biz

Tips on taking over and growing a family business

By Zuko Komisa Tips on taking over and growing a family business. Taking over a family business can be a very daunting task and there is a good probability that you're feeling conflicted and anxious about the process. Anyone who has taken over their family business is sure to tell you there have been problems along the way. However, if you take the appropriate steps to get ready for the […]



The repo rate has been raised by 25 basis points

By Zuko Komisa The South African Reserve Bank has announced that the repo rate has been raised by 25 basis points. Lesetja Kganyago, the governor of the South African Reserve Bank, made this announcement on Thursday following a meeting of the Monetary Policy Committee (MPC). The new prime lending rate is going to be 10.75%. According to him, load shedding is having a negative impact on the economy, raising major […]


Kaya Biz

Understanding financial abuse and how to get out of it

By Zuko Komisa The are many forms of abuse that people experience, especially in relationships and financial abuse is one of them. Verbal and physical assault are probably the first things that come to mind when most people think about domestic violence. However, evidence demonstrates that financial abuse occurs in unstable relationships just as frequently as other types of violence. Also Read: SA has imposed a six-month ban on the […]


Kaya Drive

Do you have to be smart to be rich?

By Zuko Komisa When it comes to being rich everyone has their own idea of what it takes to get there, however, is being smart a key to your riches? Many people who've amassed wealth have suggested that making a lot of money doesn't need one to be an expert. Some say at the centre of everything is your ability to develop a thick skin and get used to overcoming […]


Kaya Biz

Unpacking a survey on the link between money and happiness

By Zuko Komisa Does happiness have a price? A person without money will tell you that money is necessary for happiness. The 2022 Bateleur Vantage Point survey recently released looked into various topics, including the idea of happiness. The poll received responses from South Africans from all demographic groups and life stages. According to the findings, there is a direct link between individuals who generally consider themselves to be happy […]


UpComing Shows

DownLoad Our Mobile App

Privacy Policy


POPIA ActTo promote the protection of personal information processed by public and private bodies; to introduce certain conditions so as to establish minimum requirements for the processing of personal information; to provide for the establishment of an Information Regulator to exercise certain powers and to perform certain duties and functions in terms of this Act and the Promotion of Access to Information Act, 2000; to provide for the issuing of codes of conduct; to provide for the rights of persons regarding unsolicited electronic communications and automated decision making; to regulate the flow of personal information across the borders of the Republic; and to provide for matters connected therewith.


  • section 14 of the Constitution of the Republic of South Africa, 1996, provides that everyone has the right to privacy;
  • the right to privacy includes a right to protection against the unlawful collection, retention, dissemination and use of personal information;
  • the State must respect, protect, promote and fulfil the rights in the Bill of Rights;


  • consonant with the constitutional values of democracy and openness, the need for economic and social progress, within the framework of the information society, requires the removal of unnecessary impediments to the free flow of information, including personal information;


  • regulate, in harmony with international standards, the processing of personal information by public and private bodies in a manner that gives effect to the right to privacy subject to justifiable limitations that are aimed at protecting other rights and important interests,
  1. Definitions and Interpretation

1.1.“Personal Information” means information relating to an identifiable, living, natural person and where it is applicable, identifiable, existing juristic person, including all information as defined in the Protection of Personal Information Act 4 of 2013. 

1.2  Parliament assented to POPIA on 19 November 2013. The commencement date of section 1Part A of Chapter 5section 112 and section 113 was 11 April 2014. The commencement date of the other sections was 1 July 2020 (with the exception of section 110 and 114(4). The President of South Africa has proclaimed the POPI commencement date to be 1 July 2020.

1.3. “Processing” means the creation, generation, communication, storage, destruction of personal information as more fully defined in the Protection of Personal Information Act 4 of 2013.  

1.4. “You” or the “user” means any person who accesses and browses this website for any purpose. 

1.4. “Website” means the website of the KAYA 959 at URL or such other URL as KAYA 959 may choose from time to time.   

  1. Status and Amendments

2.1. KAYA 959 respects your privacy. This privacy policy statement sets out KAYA 959’s information gathering and dissemination practices in respect of the Website. 

2.2. This Privacy Policy governs the processing of personal information provided to KAYA 959 through your use of the Website. 

2.3. Please note that, due to legal and other developments, KAYA 959 may amend these terms and conditions from time to time.  

  1. Processing of Personal Information

3.1. By providing your personal information to KAYA 959 you acknowledge that it has been collected directly from you and consent to its processing by KAYA 959. 

3.2. Where you submit Personal Information (such as name, address, telephone number and email address) via the website (e.g. through completing any online form) the following principles are observed in the processing of that information: 

3.2.1. KAYA 959 will only collect personal information for a purpose consistent with the purpose for which it is required. The specific purpose for which information is 
collected will be apparent from the context in which it is requested. 

3.2.2. KAYA 959 will only process personal information in a manner that is adequate, relevant and not excessive in the context of the purpose for which it is processed. 

3.2.3. Personal information will only be processed for a purpose compatible with that for which it was collected, unless you have agreed to an alternative purpose in writing or KAYA 959 is permitted in terms of national legislation of general application dealing primarily with the protection of personal information. 

3.2.4. KAYA 959 will keep records of all personal Information collected and the specific purpose for which it was collected for a period of 1 (one) year from the date on which it was last used. 

3.2.5. KAYA 959 will not disclose any personal information relating to you to any third party unless your prior written agreement is obtained or KAYA 959 is required to do so by law. 

3.2.6. If personal information is released with your consent KAYA 959 will retain a record of the information released, the third party to which it was released, the reason for the release and the date of release, for a period of 1 (one) year from the date on which it was last used. 

3.2.7. KAYA 959 will destroy or delete any personal information that is no longer needed by KAYA 959 for the purpose it was initially collected, or subsequently processed. 

3.3. Note that, as permitted by the Electronic Communications and Transactions Act 25 of 2002, KAYA 959 may use personal information collected to compile profiles for statistical purposes. No information contained in the profiles or statistics will be able to be linked to any specific user.    

  1. Collection of anonymous data

4.1. KAYA 959 may use standard technology to collect information about the use of this website. This technology is not able to identify individual users but simply allows KAYA 959 to collect statistics. 

4.2. KAYA 959 may utilise temporary or session cookies to keep track of users’ browsing habits. A cookie is a small file that is placed on your hard drive in order to keep a record of your interaction with this website and facilitate user convenience. 

4.2.1. Cookies by themselves will not be used to identify users personally but may be used to compile identified statistics relating to use of services offered or to provide KAYA 959 with feedback on the performance of this website. 

4.2.2. The following classes of information may be collected in respect of users who have enabled cookies: The browser software used; IP address; Date and time of activities while visiting the website; URLs of internal pages visited; and referrers. 

4.3. If you do not wish cookies to be employed to customize your interaction with this website it is possible to alter the manner in which your browser handles cookies. Please note that, if this is done, certain services on this website may not be available. 

  1. Security

5.1. KAYA 959 takes reasonable measures to ensure the security and integrity of information submitted to or collected by this website, but cannot under any circumstances be held liable for any loss or other damage sustained by you as a result of unlawful access to or dissemination of any personal information by a third party. 

  1. Links to other websites

6.1. KAYA 959 has no control over and accepts no responsibility for the privacy practices of any third party websites to which hyperlinks may have been provided and KAYA 959 strongly recommends that you review the privacy policy of any website you visit before using it further. 

  1. Queries

7.1. If you have any queries about this privacy policy please contact us by emailing [email protected]